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A 2026 Guide for California Injury Claims

BY GOC LEGAL, 2026-07-06

What a lowball offer looks like

A lowball insurance offer is an early settlement number that ignores parts of a California personal injury claim. Red flags include a call within days of the crash, a take it or leave it deadline, and numbers that do not account for future care or time off work. Adjusters may also point to minor vehicle damage to argue that injuries are minimal.

Why insurers start low

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